Place the cottage cheese, carrots, oats, spinach, cocoa, ¼ cup milk, honey, vanilla and apple into a high quality blender. Blend on high until the mixture is very smooth, about 1 minute. If the mixture is too thick, add an additional ¼ cup milk and blend.
Add the eggs and pulse to incorporate.
Add the baking powder, salt, and baking soda. Pulse again to combine.
Stir in chocolate chips.
Heat a pancake griddle or skillet over medium-low heat. Grease or spray with non-stick cooking spray. Using a ¼-cup measure, pour the pancake batter onto the heated skillet. Cook the pancakes on one side until large bubbles appear, about 2 minutes. Flip the pancakes and finish cooking on the other side, about 1 minute.